Preservation + Access + Succession = Legacy
Taking the right medications can save a life – yet taking the wrong ones or incorrect dosages can cause adverse reactions or even death. PGx Molecular testing takes the guesswork out of prescribing medications and identifies the precise medicine and dosage for the unique DNA genetic profile of the patient.
Planning one’s Legacy ensures a heritage -- passing on what has been learned and not just earned. This relational workshop will review the planning examples of a retired school superintendent, a working couple and an elderly widow confronted with the unexpected challenges of paying for chronic care in the face of a critical life event. Follow their progress step by step as a plan is implemented to protect the family home and retirement savings, access long term care benefits and provide for heirs.
The importance of obtaining legal powers or current Power of Attorney documents from a qualified legal professional when dealing with a Care Crisis cannot be overstated. Legal Powers to act on someone else's behalf not only offer assistance in the midst of a Critical Care event -- but in most cases, are legally required to authorize treatment, medications or care assistance.
Veterans Family Situation
Maximum Monthly Pension
with Aid and Attendance
As a Veteran or spouse of a Veteran, you are entitled to receive burial and memorial benefits. Since the Veterans Administration does not pay for all of the costs typically associated with a funeral, it is highly advisable that the Veteran set aside funds in a Final Expense Policy or Trust to ensure a final and fitting tribute.
Medicaid and VA Aid & Attendance elder care benefits are not charitable or welfare based assistance programs. Many seniors are under the mistaken impression that one must be impoverished to access Medicaid or VA benefits. With a growing senior population – more and more middle class Americans are needing access to elder care — yet refuse to consider Medicaid or VA home care benefits due to the misconception that they might lose the family home or have too much money in the bank to qualify.
Think about some of your life’s most memorable milestones: getting married, starting a family, getting an education, or simply saving for something special: your dream vacation, perhaps, or a home of your own. These events don’t just happen. You consider options. You plan. You save.
Designate who will manage your affairs if you become disabled and when you pass away. As you age, it’s a good idea to name a responsible child or third party if your spouse becomes incapable.